Terms & Conditions – phsky.ph

01 Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "Player," or "you") and phsky.ph ("the Platform," "we," "us," or "our") governing your access to and use of the phsky.ph website, mobile application, and all associated gaming services (collectively, the "Services").

By registering an account, accessing the platform, or using any of the Services offered by phsky.ph, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, together with our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.

These Terms apply to all visitors, registered users, and any other persons who access or use the Services, regardless of whether they are accessing the platform from Metro Manila, Cebu, Davao, or any other location within the Philippines.

02 Eligibility

To register and use the Services provided by phsky.ph, you must satisfy all of the following eligibility requirements at the time of registration and on a continuing basis throughout your use of the platform:

• Age: You must be at least 21 years of age, as required under applicable Philippine law and PAGCOR regulations governing online gambling activities.
• Jurisdiction: You must be physically located in a jurisdiction where online gambling is lawful. It is your sole responsibility to ensure that your use of phsky.ph complies with all applicable local, national, and international laws.
• Legal Capacity: You must have full legal capacity to enter into a binding agreement. Persons who have been declared legally incapacitated by a court of competent jurisdiction are not permitted to register.
• Self-Exclusion: You must not be subject to any self-exclusion order, whether imposed by phsky.ph or any other gaming regulatory authority, including PAGCOR.
• Not an Employee: Employees, contractors, directors, officers, and agents of phsky.ph, as well as their immediate family members, are not permitted to hold player accounts or participate in real-money gaming on the platform.

phsky.ph reserves the right to request proof of age and identity at any time. Failure to provide satisfactory documentation within the timeframe specified by our compliance team may result in account suspension or permanent closure.

03 Account Registration

To access the full range of Services on phsky.ph, you are required to create a registered account. The following conditions apply to account registration and maintenance:

• Accurate Information: You must provide accurate, current, and complete information during the registration process. Providing false, misleading, or fraudulent information is a material breach of these Terms.
• One Account Per User: Each individual is permitted to maintain only one active account on phsky.ph. The creation of multiple accounts — whether under the same or different identities — is strictly prohibited and may result in the suspension or permanent closure of all associated accounts.
• Account Security: You are solely responsible for maintaining the confidentiality of your login credentials, including your username and password. You must not share your account credentials with any third party. phsky.ph will not be liable for any loss or damage arising from unauthorized access to your account resulting from your failure to safeguard your credentials.
• Account Verification (KYC): phsky.ph operates a Know Your Customer (KYC) verification process in compliance with applicable anti-money laundering (AML) regulations. You may be required to submit government-issued identification, proof of address, and proof of payment method before deposits, withdrawals, or bonus activations are processed.
• Account Closure: You may request the closure of your account at any time by contacting our support team. phsky.ph reserves the right to close or suspend any account at its sole discretion, including where a breach of these Terms is suspected or confirmed.

04 Deposits & Withdrawals

phsky.ph supports a range of payment methods that are available and regulated within the Philippines. All financial transactions on the platform are subject to the following terms:

• Accepted Payment Methods: phsky.ph accepts deposits and processes withdrawals via GCash, PayMaya / Maya, bank transfer (including BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank), and debit card. All transactions are denominated in Philippine Peso (PHP / ₱).
• Prohibited Funding Sources: Deposits made using credit cards for gambling purposes are not accepted, in compliance with current Philippine payment regulations. Cryptocurrency of any kind is not accepted as a deposit or withdrawal method on phsky.ph.
• Minimum and Maximum Limits: Deposit and withdrawal limits apply and are displayed within the cashier section of your account. These limits may vary depending on your account verification status and the payment method selected.
• Withdrawal Processing: Withdrawal requests are subject to identity verification. phsky.ph aims to process verified withdrawal requests within the timeframes stated in the cashier section. Processing times may vary depending on the payment provider.
• Matching Payment Methods: Withdrawals will generally be processed to the same payment method used for the original deposit. phsky.ph reserves the right to request additional verification before processing withdrawals to alternative payment methods.
• Dormant Accounts: Accounts that have been inactive for a period of twelve (12) consecutive months may be classified as dormant. phsky.ph reserves the right to apply an administrative fee to dormant accounts in accordance with its dormant account policy, as notified to users.

05 Bonuses & Promotions

From time to time, phsky.ph may offer bonuses, free spins, cashback offers, reload promotions, and other incentives to eligible players. All promotional offers are subject to the following general terms, in addition to any specific terms attached to each individual promotion:

• Wagering Requirements: Bonus funds are subject to wagering requirements before they may be withdrawn. The applicable wagering requirement will be stated clearly in the terms of each promotion. Failure to meet wagering requirements within the specified timeframe will result in the forfeiture of the bonus and any associated winnings.
• Eligibility: Bonuses are available to eligible registered players only. phsky.ph reserves the right to determine eligibility at its sole discretion. Bonuses may not be available to players in certain jurisdictions or to players who have opted out of marketing communications.
• Bonus Abuse: Any attempt to abuse, exploit, or manipulate bonus offers — including but not limited to multi-accounting, collusion, arbitrage betting, or the use of automated software — will result in the immediate cancellation of all bonuses and may result in permanent account closure.
• One Bonus at a Time: Unless otherwise stated, only one bonus may be active on a player account at any given time. Players must complete or forfeit an existing bonus before a new bonus can be applied.
• Modification and Withdrawal: phsky.ph reserves the right to modify, suspend, or withdraw any promotional offer at any time without prior notice, subject to any obligations already incurred by eligible players.

06 Game Rules & Fair Play

All games available on phsky.ph — including slots, live casino games, bingo, racing, and sports betting — are governed by individual game rules, which are accessible within each game interface. The following general principles apply across all games on the platform:

• RNG Certification: All applicable games on phsky.ph use certified Random Number Generator (RNG) technology to ensure fair and unpredictable outcomes. RNG systems are independently tested and certified by recognized testing laboratories.
• Game Malfunctions: In the event of a game malfunction, technical error, or system failure, phsky.ph reserves the right to void affected game rounds and refund the relevant stakes to the player's account. Winnings generated as a result of a malfunction are not valid and will not be paid out.
• Disconnection Policy: phsky.ph is not responsible for losses incurred as a result of internet disconnection or technical issues on the player's end. Where a disconnection occurs during a game round, the outcome will be determined in accordance with the applicable game's disconnection policy.
• Bet Limits: Minimum and maximum bet limits apply to all games and are displayed within the game interface. phsky.ph reserves the right to adjust bet limits at any time.

07 Prohibited Conduct

The following conduct is strictly prohibited on phsky.ph. Engaging in any of the following activities constitutes a material breach of these Terms and may result in immediate account suspension, permanent closure, forfeiture of funds, and referral to relevant law enforcement or regulatory authorities:

• Registering more than one account on the platform, whether under the same or a different identity.
• Providing false, misleading, or fraudulent information during registration or at any subsequent point.
• Using the platform while under the age of 21.
• Engaging in any form of money laundering, fraud, or other financial crime through the platform.
• Using automated software, bots, scripts, or any other artificial means to interact with the platform or its games.
• Colluding with other players to gain an unfair advantage in any game.
• Exploiting software bugs, errors, or vulnerabilities for financial gain. Any such exploitation must be reported to phsky.ph immediately.
• Engaging in abusive, threatening, or harassing behavior toward phsky.ph staff or other players.
• Attempting to reverse-engineer, decompile, or otherwise tamper with the platform's software or systems.

08 Intellectual Property

All content on the phsky.ph platform — including but not limited to text, graphics, logos, game assets, software, audio, video, and the overall design and layout of the platform — is the exclusive property of phsky.ph or its licensors and is protected by applicable intellectual property laws, including copyright and trademark law.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the platform solely for your personal, non-commercial entertainment purposes. This license does not permit you to:

• Copy, reproduce, distribute, or publicly display any content from the platform without prior written consent from phsky.ph.
• Modify, adapt, translate, or create derivative works based on any platform content.
• Use any phsky.ph trademarks, logos, or brand elements without express written authorization.
• Frame or mirror any portion of the platform on any other website or application.

Any unauthorized use of phsky.ph's intellectual property may result in legal action. All rights not expressly granted herein are reserved by phsky.ph and its licensors.

09 Limitation of Liability

To the fullest extent permitted by applicable law, phsky.ph and its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, the Services.

Without limiting the foregoing, phsky.ph shall not be liable for:

• Any loss of funds resulting from unauthorized access to your account due to your failure to maintain the security of your login credentials.
• Any interruption, suspension, or termination of the Services, whether planned or unplanned.
• Any loss or damage arising from reliance on information provided on the platform.
• Any technical failures, including server downtime, internet connectivity issues, or software errors beyond phsky.ph's reasonable control.

The platform is provided on an "as is" and "as available" basis. phsky.ph makes no warranties, express or implied, regarding the availability, accuracy, or fitness for purpose of the Services.

10 Privacy & Data Protection

phsky.ph is committed to protecting the privacy and personal data of all users. The collection, use, storage, and disclosure of your personal information is governed by our Privacy Policy, which forms an integral part of these Terms and is available at phskyph.org/privacy-policy.

By using the Services, you consent to the collection and processing of your personal data in accordance with our Privacy Policy. Key points include:

• Personal data is collected for the purposes of account management, identity verification, fraud prevention, regulatory compliance, and service improvement.
• phsky.ph does not sell your personal data to third parties for marketing purposes.
• Your data may be shared with regulatory authorities, including PAGCOR and the AMLC, where required by law.
• You have the right to access, correct, and request deletion of your personal data, subject to applicable legal and regulatory retention requirements.

11 Responsible Gaming

phsky.ph is deeply committed to promoting responsible gaming practices. We recognize that gambling can become problematic for some individuals, and we have implemented a range of tools and resources to help players maintain control over their gaming activity.

The following responsible gaming tools are available to all registered players:

• Deposit Limits: Players may set daily, weekly, or monthly deposit limits on their accounts. Once set, limits can be decreased immediately but increases are subject to a cooling-off period.
• Session Time Limits: Players may set limits on the duration of individual gaming sessions. A notification will be displayed when the session limit is approaching.
• Reality Checks: Periodic on-screen reminders of time spent gaming are available to help players stay aware of their activity.
• Self-Exclusion: Players who wish to take a break from gaming may request a self-exclusion period of between one month and five years, or a permanent self-exclusion. During a self-exclusion period, the player's account will be suspended and no marketing communications will be sent.
• Account Closure: Players may request permanent account closure at any time by contacting our support team.

For further information on responsible gaming, please visit our dedicated Responsible Gaming page. phsky.ph is strictly for players aged 21 years and above.

12 Amendments to These Terms

phsky.ph reserves the right to amend, update, or replace these Terms at any time. Where changes are material, phsky.ph will provide reasonable notice to registered users via email or an in-platform notification prior to the changes taking effect.

Your continued use of the Services following the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the Services and may request account closure.

It is your responsibility to review these Terms periodically to ensure you are aware of any changes. The date of the most recent revision is displayed at the top of this page.

13 Governing Law & Dispute Resolution

These Terms and any dispute or claim arising out of or in connection with them — including non-contractual disputes or claims — shall be governed by and construed in accordance with the laws of the Republic of the Philippines.

In the event of a dispute between you and phsky.ph, we encourage you to contact our customer support team in the first instance to seek an amicable resolution. phsky.ph is committed to resolving player complaints fairly and promptly.

If a dispute cannot be resolved through our internal complaints process, it may be referred to the relevant regulatory authority, including PAGCOR, for adjudication in accordance with applicable regulations.

You agree that any legal proceedings arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of the Republic of the Philippines.

14 Contact Us

If you have any questions, concerns, or complaints regarding these Terms and Conditions, please do not hesitate to contact the phsky.ph support team. Our team is available 24 hours a day, 7 days a week.

You may reach us via the live chat feature available within the platform, or by sending an email to our support address:

Please include your registered username and a clear description of your query or complaint to help us assist you as efficiently as possible. phsky.ph aims to acknowledge all written correspondence within one (1) business day and to resolve complaints within five (5) business days where possible.